Saving enough for retirement, and then turning those savings into a reliable stream of retirement income, together constitute our life’s great financial task. Want to make sure you’re on track? Here are 10 questions to ask:

1. Are you shortchanging your retirement by devoting too much of your income to other goals? For instance, can you truly afford private school for the kids? Do you really have the financial wherewithal to buy a second home?

2. Are you putting enough in your employer’s 401(k) or 403(b) plan to earn the full matching contribution? Failing to collect the full match ranks as one of the most foolish financial mistakes.

3. If you’re in the workforce, are you socking away at least 12% of your pretax income toward retirement? Add up how much you’re saving, including any matching employer contributions to a 401(k) or similar plan.