The 66/70 Social Security Strategy For Married Couples

Should you always wait until 70 to claim your benefit? No.

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Take Social Security late, recommends a chorus of personal finance experts, notably including economist Laurence Kotlikoff. The benefit that would be $2,000 a month at age 66 balloons to $2,640 at 70. That boost more than pays for starting four years later. So goes the refrain.

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