The call came the day before Thanksgiving 2015.

In between prepping the turkey and picking up last-minute necessities for the annual family feast—the first without her husband of 47 years—a widow in Kingston, N.Y., picked up the phone. On the other end was a fraud analyst for TD Bank.

A wire transfer the widow had made—$203,000, sent earlier that month to a new friend she had met through Match.com—had been flagged as a fraudulent transaction. (The woman, who spoke with MONEY and shared legal documents related to her case, asked that her name be withheld to preserve her privacy.) At first, the 75-year-old tried to explain that the call was an error, but it soon became apparent that this was no mistake.