Medicare Advantage has some great perks, but you may be limited on what providers you can see

Problems may crop up if you have special healthcare needs.

Medicare enrollees are moving in greater numbers than ever to the program’s managed care option as a way to save money. But the tradeoff is much less ability to use their preferred doctors and hospitals.


Seniors can choose between traditional fee-for-service Medicare – which is accepted by most healthcare providers – or a Medicare Advantage plan. The latter encompasses health maintenance organizations (HMOs) or preferred provider organizations (PPOs), which control costs by creating healthcare provider networks that enrollees must use.



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